{"id":1725,"date":"2025-08-17T14:28:01","date_gmt":"2025-08-17T14:28:01","guid":{"rendered":"https:\/\/gadgetingcar.com\/?p=1725"},"modified":"2025-08-17T14:29:55","modified_gmt":"2025-08-17T14:29:55","slug":"que-couvre-lassurance-multirisque-comment-fonctionne-t-elle-et-quand-est-elle-utile","status":"publish","type":"post","link":"https:\/\/gadgetingcar.com\/fr\/que-couvre-lassurance-multirisque-comment-fonctionne-t-elle-et-quand-est-elle-utile\/","title":{"rendered":"Que couvre l'assurance multirisque ? Qu'est-ce que c'est, comment \u00e7a marche et quand est-ce que \u00e7a rapporte ?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1725\" class=\"elementor elementor-1725\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f5efcfc e-flex e-con-boxed e-con e-parent\" data-id=\"3f5efcfc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ab57fb7 elementor-widget elementor-widget-heading\" data-id=\"6ab57fb7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Que couvre l'assurance multirisque ? Qu'est-ce que c'est, comment \u00e7a marche et quand est-ce que \u00e7a rapporte ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-555fa420 e-flex e-con-boxed e-con e-parent\" data-id=\"555fa420\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-21357cb8 e-con-full e-flex e-con e-child\" data-id=\"21357cb8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f84264a elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"6f84264a\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-fde9fb9 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/gadgetingcar.com\/fr\/2025\/08\/17\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>17 ao\u00fbt 2025<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20e44cd5 elementor-widget elementor-widget-text-editor\" data-id=\"20e44cd5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"329\" data-end=\"703\">Le <strong data-start=\"332\" data-end=\"356\">assurance tous risques<\/strong> est le type d'assurance le plus complet propos\u00e9 par les compagnies d'assurance automobile. Bien qu'elle soit g\u00e9n\u00e9ralement plus ch\u00e8re que d'autres options telles que l'assurance au tiers ou l'assurance au tiers \u00e9tendue, elle offre \u00e9galement la plus grande tranquillit\u00e9 d'esprit au conducteur, car elle couvre pratiquement tous les dommages que le v\u00e9hicule peut subir, que l'accident soit ou non de la faute du conducteur.<\/p><p data-start=\"705\" data-end=\"883\">Dans ce guide, nous expliquons <strong data-start=\"729\" data-end=\"770\">comment fonctionne l'assurance multirisque<\/strong>Quelles sont les garanties incluses, quand est-il pr\u00e9f\u00e9rable de les souscrire et nous r\u00e9pondons aux doutes les plus fr\u00e9quents des automobilistes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e1bafed elementor-widget elementor-widget-text-editor\" data-id=\"4e1bafed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"762\" data-end=\"798\">Qu'est-ce que l'assurance multirisque ?<\/h2><p data-start=\"929\" data-end=\"1085\">L'assurance multirisque est une police qui couvre \u00e0 la fois les dommages caus\u00e9s aux tiers (obligatoire en Espagne) et les dommages caus\u00e9s au v\u00e9hicule assur\u00e9 lui-m\u00eame.<\/p><p data-start=\"1087\" data-end=\"1258\">Cela signifie que, m\u00eame si vous avez un accident par votre propre faute, la compagnie paiera pour la r\u00e9paration de votre voiture, ce qui n'est pas le cas avec d'autres types d'assurance plus basiques.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3509a297 elementor-widget elementor-widget-text-editor\" data-id=\"3509a297\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"1265\" data-end=\"1305\">Que couvre l'assurance multirisque ?<\/h2><p data-start=\"1307\" data-end=\"1403\">Bien que les d\u00e9tails puissent varier d'un assureur \u00e0 l'autre, l'assurance multirisque comprend normalement les \u00e9l\u00e9ments suivants<\/p><ul data-start=\"1405\" data-end=\"2039\"><li data-start=\"1405\" data-end=\"1491\"><p data-start=\"1407\" data-end=\"1491\"><strong data-start=\"1409\" data-end=\"1427\">Dommages propres :<\/strong> la r\u00e9paration de votre v\u00e9hicule m\u00eame si l'accident est de votre fait.<\/p><\/li><li data-start=\"1492\" data-end=\"1554\"><p data-start=\"1494\" data-end=\"1554\"><strong data-start=\"1496\" data-end=\"1517\">Dommages aux tiers :<\/strong> la responsabilit\u00e9 civile obligatoire.<\/p><\/li><li data-start=\"1555\" data-end=\"1629\"><p data-start=\"1557\" data-end=\"1629\"><strong data-start=\"1559\" data-end=\"1574\">Collisions :<\/strong> avec d'autres v\u00e9hicules, des animaux ou des \u00e9l\u00e9ments de la route.<\/p><\/li><li data-start=\"1630\" data-end=\"1695\"><p data-start=\"1632\" data-end=\"1695\"><strong data-start=\"1634\" data-end=\"1643\">Vol :<\/strong> l'indemnisation en cas de vol total ou partiel de la voiture.<\/p><\/li><li data-start=\"1696\" data-end=\"1756\"><p data-start=\"1698\" data-end=\"1756\"><strong data-start=\"1700\" data-end=\"1713\">Le feu :<\/strong> les dommages caus\u00e9s par un incendie ou une explosion.<\/p><\/li><li data-start=\"1757\" data-end=\"1823\"><p data-start=\"1759\" data-end=\"1823\"><strong data-start=\"1761\" data-end=\"1785\">Ph\u00e9nom\u00e8nes naturels :<\/strong> gr\u00eale, inondations, vent, etc.<\/p><\/li><li data-start=\"1824\" data-end=\"1894\"><p data-start=\"1826\" data-end=\"1894\"><strong data-start=\"1828\" data-end=\"1848\">Bris de verre :<\/strong> le pare-brise, les vitres ou le toit panoramique.<\/p><\/li><li data-start=\"1895\" data-end=\"1983\"><p data-start=\"1897\" data-end=\"1983\"><strong data-start=\"1899\" data-end=\"1927\">Assistance routi\u00e8re :<\/strong> le remorquage, le sauvetage ou le transport du v\u00e9hicule endommag\u00e9.<\/p><\/li><li data-start=\"1984\" data-end=\"2039\"><p data-start=\"1986\" data-end=\"2039\"><strong data-start=\"1988\" data-end=\"2015\">V\u00e9hicule de remplacement<\/strong> (dans certaines polices).<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c064838 elementor-widget elementor-widget-text-editor\" data-id=\"1c064838\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2046\" data-end=\"2080\">Types d'assurance multirisque<\/h2><p data-start=\"2082\" data-end=\"2120\">Il existe deux modalit\u00e9s principales :<\/p><ol data-start=\"2122\" data-end=\"2560\"><li data-start=\"2122\" data-end=\"2356\"><p data-start=\"2125\" data-end=\"2166\"><strong data-start=\"2125\" data-end=\"2164\">Assurance tous risques avec franchise<\/strong><\/p><ul data-start=\"2170\" data-end=\"2356\"><li data-start=\"2170\" data-end=\"2240\"><p data-start=\"2172\" data-end=\"2240\">Vous payez une partie fixe de la r\u00e9paration (par exemple 200 ou 300 euros).<\/p><\/li><li data-start=\"2244\" data-end=\"2285\"><p data-start=\"2246\" data-end=\"2285\">En contrepartie, la prime annuelle est moins \u00e9lev\u00e9e.<\/p><\/li><li data-start=\"2289\" data-end=\"2356\"><p data-start=\"2291\" data-end=\"2356\">Id\u00e9al pour les conducteurs qui ne se pr\u00e9sentent pas fr\u00e9quemment.<\/p><\/li><\/ul><\/li><li data-start=\"2358\" data-end=\"2560\"><p data-start=\"2361\" data-end=\"2402\"><strong data-start=\"2361\" data-end=\"2400\">Assurance tous risques sans franchise<\/strong><\/p><ul data-start=\"2406\" data-end=\"2560\"><li data-start=\"2406\" data-end=\"2473\"><p data-start=\"2408\" data-end=\"2473\">La compagnie couvre la r\u00e9paration 100% sans frais suppl\u00e9mentaires.<\/p><\/li><li data-start=\"2477\" data-end=\"2508\"><p data-start=\"2479\" data-end=\"2508\">La prime annuelle est plus \u00e9lev\u00e9e.<\/p><\/li><li data-start=\"2512\" data-end=\"2560\"><p data-start=\"2514\" data-end=\"2560\">Parfait pour les voitures neuves ou de grande valeur.<\/p><\/li><\/ul><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f7cba66 elementor-widget elementor-widget-text-editor\" data-id=\"2f7cba66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2567\" data-end=\"2605\">Avantages de l'assurance multirisque<\/h2><ul data-start=\"2607\" data-end=\"2890\"><li data-start=\"2607\" data-end=\"2668\"><p data-start=\"2609\" data-end=\"2668\">Maximum <strong data-start=\"2616\" data-end=\"2632\">tranquillit\u00e9 d'esprit<\/strong> en couvrant ses propres dommages et ceux d'autrui.<\/p><\/li><li data-start=\"2669\" data-end=\"2729\"><p data-start=\"2671\" data-end=\"2729\">Protection compl\u00e8te pour <strong data-start=\"2693\" data-end=\"2726\">les voitures neuves ou de grande valeur<\/strong>.<\/p><\/li><li data-start=\"2730\" data-end=\"2820\"><p data-start=\"2732\" data-end=\"2820\">Comprend <strong data-start=\"2740\" data-end=\"2763\">plus de services suppl\u00e9mentaires<\/strong> (v\u00e9hicule de remplacement, assistance imm\u00e9diate, etc.).<\/p><\/li><li data-start=\"2821\" data-end=\"2890\"><p data-start=\"2823\" data-end=\"2890\">Id\u00e9al pour les conducteurs qui utilisent leur voiture quotidiennement ou qui voyagent beaucoup.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54cba0c1 elementor-widget elementor-widget-text-editor\" data-id=\"54cba0c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2897\" data-end=\"2938\">Inconv\u00e9nients de l'assurance multirisque<\/h2><ul data-start=\"2940\" data-end=\"3165\"><li data-start=\"2940\" data-end=\"2992\"><p data-start=\"2942\" data-end=\"2992\"><strong data-start=\"2945\" data-end=\"2967\">Prix plus \u00e9lev\u00e9<\/strong> que d'autres modalit\u00e9s.<\/p><\/li><li data-start=\"2993\" data-end=\"3071\"><p data-start=\"2995\" data-end=\"3071\">Les voitures peuvent ne pas \u00eatre rentables <strong data-start=\"3029\" data-end=\"3068\">vieux ou de faible valeur marchande<\/strong>.<\/p><\/li><li data-start=\"3072\" data-end=\"3165\"><p data-start=\"3074\" data-end=\"3165\">Certains assureurs appliquent <strong data-start=\"3103\" data-end=\"3117\">franchise<\/strong>qui consiste \u00e0 prendre en charge une partie de la r\u00e9paration.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19d288fa elementor-widget elementor-widget-text-editor\" data-id=\"19d288fa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3172\" data-end=\"3234\">Quand vaut-il la peine de souscrire une assurance multirisque ?<\/h2><p data-start=\"3236\" data-end=\"3288\">En g\u00e9n\u00e9ral, ce type d'assurance verse des indemnit\u00e9s lorsque.. :<\/p><ul data-start=\"3290\" data-end=\"3560\"><li data-start=\"3290\" data-end=\"3340\"><p data-start=\"3292\" data-end=\"3340\">Votre voiture est <strong data-start=\"3304\" data-end=\"3337\">neufs ou de moins de 5 ans<\/strong>.<\/p><\/li><li data-start=\"3341\" data-end=\"3411\"><p data-start=\"3343\" data-end=\"3411\">Il s'agit d'un <strong data-start=\"3349\" data-end=\"3380\">v\u00e9hicule \u00e0 moyen-haut rayon d'action<\/strong> ou ayant une valeur marchande \u00e9lev\u00e9e.<\/p><\/li><li data-start=\"3412\" data-end=\"3491\"><p data-start=\"3414\" data-end=\"3491\">Vous utilisez votre voiture de mani\u00e8re intensive et souhaitez \u00eatre prot\u00e9g\u00e9 \u00e0 tout moment.<\/p><\/li><li data-start=\"3492\" data-end=\"3560\"><p data-start=\"3494\" data-end=\"3560\">Pr\u00e9f\u00e9rer <strong data-start=\"3504\" data-end=\"3536\">ne pas prendre de risques financiers<\/strong> en cas d'accident.<\/p><\/li><\/ul><p data-start=\"3562\" data-end=\"3712\">Si votre voiture a plus de 8 \u00e0 10 ans ou si elle est de faible valeur, il n'est g\u00e9n\u00e9ralement pas rentable d'opter pour cette solution, car l'indemnit\u00e9 peut \u00eatre inf\u00e9rieure \u00e0 ce que vous payez sur la police.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a9bd726 elementor-widget elementor-widget-heading\" data-id=\"1a9bd726\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quemment pos\u00e9es sur l'assurance multirisque (FAQ)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eb5fee3 elementor-widget elementor-widget-n-accordion\" data-id=\"7eb5fee3\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accord\u00e9on. Ouvrez les liens avec Enter ou Space, fermez-les avec Escape et naviguez avec les touches fl\u00e9ch\u00e9es.\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2120\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2120\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Qu'est-ce que cela signifie qu'une police d'assurance comporte une franchise ? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2120\" class=\"elementor-element elementor-element-1f7adb6f e-con-full e-flex e-con e-child\" data-id=\"1f7adb6f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-452f2b83 elementor-widget elementor-widget-text-editor\" data-id=\"452f2b83\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3776\" data-end=\"4027\">Que pour chaque d\u00e9claration de sinistre, vous devrez payer un montant fixe (par exemple, 200 euros). Si le co\u00fbt de la r\u00e9paration est inf\u00e9rieur \u00e0 ce montant, vous le payez ; s'il est sup\u00e9rieur, l'assureur couvre la diff\u00e9rence.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2121\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2121\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> L'assurance multirisque couvre-t-elle si l'accident est de ma faute ? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2121\" class=\"elementor-element elementor-element-40b927dd e-con-full e-flex e-con e-child\" data-id=\"40b927dd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39df4a41 elementor-widget elementor-widget-text-editor\" data-id=\"39df4a41\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 [&quot;list&quot;,{&quot;spread&quot;:false,&quot;start&quot;:3245,&quot;end&quot;:3412},&quot;regular_list_item&quot;,{&quot;start&quot;:3245,&quot;end&quot;:3412}]\">Oui, c'est la grande diff\u00e9rence par rapport \u00e0 l'assurance au tiers. M\u00eame si vous \u00eates responsable de l'accident, votre voiture sera prot\u00e9g\u00e9e.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2122\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2122\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> L'assurance multirisque couvre-t-elle le vol total de la voiture ? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2122\" class=\"elementor-element elementor-element-461c51d3 e-con-full e-flex e-con e-child\" data-id=\"461c51d3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a1e2352 elementor-widget elementor-widget-text-editor\" data-id=\"6a1e2352\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4222\" data-end=\"4390\">Oui, l'indemnisation est normalement pr\u00e9vue pour le vol total ainsi que pour le vol de pi\u00e8ces ou d'accessoires.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2123\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2123\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Que se passe-t-il si ma voiture est d\u00e9clar\u00e9e perte totale ? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2123\" class=\"elementor-element elementor-element-11f2a777 e-flex e-con-boxed e-con e-child\" data-id=\"11f2a777\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77211e6b elementor-widget elementor-widget-text-editor\" data-id=\"77211e6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L'assureur vous indemnisera en fonction de la valeur du v\u00e9hicule. Pour les voitures neuves (moins de 2 ans), l'assurance couvre g\u00e9n\u00e9ralement les \u00e9l\u00e9ments suivants <strong data-start=\"4563\" data-end=\"4581\">nouvelle valeur<\/strong>Dans les voitures plus anciennes, le <strong data-start=\"4610\" data-end=\"4625\">valeur du march\u00e9<\/strong> (prix du march\u00e9 au moment de la demande).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2124\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2124\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Puis-je passer de l'assurance tous risques \u00e0 l'assurance de tiers \u00e0 l'avenir ? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2124\" class=\"elementor-element elementor-element-5f32d612 e-flex e-con-boxed e-con e-child\" data-id=\"5f32d612\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14092732 elementor-widget elementor-widget-text-editor\" data-id=\"14092732\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4678\" data-end=\"4883\">Oui, de nombreux conducteurs souscrivent une assurance tous risques pendant les 4 \u00e0 5 premi\u00e8res ann\u00e9es, puis passent \u00e0 une assurance responsabilit\u00e9 civile \u00e9tendue lorsque la voiture a d\u00e9j\u00e0 perdu de sa valeur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\n    \"@context\": \"https:\\\/\\\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"mainEntity\": [\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfQu\\u00e9 significa que un seguro es con franquicia?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"Que en cada parte de da\\u00f1os tendr\\u00e1s que pagar una cantidad fija (ejemplo: 200 \\u20ac). Si la reparaci\\u00f3n cuesta menos que esa cantidad, la pagas t\\u00fa; si cuesta m\\u00e1s, la aseguradora cubre la diferencia.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfEl seguro a todo riesgo cubre si el accidente es culpa m\\u00eda?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"S\\u00ed. Es la gran diferencia frente a un seguro a terceros. Aunque el siniestro sea culpa tuya, tu coche estar\\u00e1 protegido.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfEl seguro a todo riesgo cubre el robo total del coche?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"S\\u00ed, normalmente se incluye la indemnizaci\\u00f3n por robo total y tambi\\u00e9n por robo de piezas o accesorios.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfQu\\u00e9 pasa si mi coche es declarado siniestro total?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"La aseguradora te indemnizar\\u00e1 seg\\u00fan el valor del veh\\u00edculo. En coches nuevos (menos de 2 a\\u00f1os) suele cubrir el valor de nuevo; en coches m\\u00e1s antiguos, el valor venal (precio de mercado en el momento del siniestro).\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfPuedo cambiar de todo riesgo a terceros en el futuro?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"S\\u00ed, muchos conductores contratan todo riesgo los primeros 4-5 a\\u00f1os y luego cambian a terceros ampliado cuando el coche ya ha perdido valor.\"\n            }\n        }\n    ]\n}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54760dd2 e-con-full e-flex e-con e-child\" data-id=\"54760dd2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-26ec1b6a e-con-full e-flex e-con e-child\" data-id=\"26ec1b6a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-887a862 elementor-widget elementor-widget-heading\" data-id=\"887a862\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Partager :<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-606f957c elementor-share-buttons--view-icon elementor-share-buttons--skin-boxed elementor-share-buttons--align-right elementor-share-buttons--color-custom elementor-share-buttons--shape-square elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"606f957c\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_facebook\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Partager sur facebook\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-facebook\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_twitter\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Partager sur twitter\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-twitter\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M459.37 151.716c.325 4.548.325 9.097.325 13.645 0 138.72-105.583 298.558-298.558 298.558-59.452 0-114.68-17.219-161.137-47.106 8.447.974 16.568 1.299 25.34 1.299 49.055 0 94.213-16.568 130.274-44.832-46.132-.975-84.792-31.188-98.112-72.772 6.498.974 12.995 1.624 19.818 1.624 9.421 0 18.843-1.3 27.614-3.573-48.081-9.747-84.143-51.98-84.143-102.985v-1.299c13.969 7.797 30.214 12.67 47.431 13.319-28.264-18.843-46.781-51.005-46.781-87.391 0-19.492 5.197-37.36 14.294-52.954 51.655 63.675 129.3 105.258 216.365 109.807-1.624-7.797-2.599-15.918-2.599-24.04 0-57.828 46.782-104.934 104.934-104.934 30.213 0 57.502 12.67 76.67 33.137 23.715-4.548 46.456-13.32 66.599-25.34-7.798 24.366-24.366 44.833-46.132 57.827 21.117-2.273 41.584-8.122 60.426-16.243-14.292 20.791-32.161 39.308-52.628 54.253z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_linkedin\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Partager sur linkedin\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-linkedin\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47720522 elementor-widget elementor-widget-image\" data-id=\"47720522\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/go.nordvpn.net\/aff_c?offer_id=15&#038;aff_id=128000&#038;url_id=902\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"600\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/02\/generic-banners-protect-digital-life-v1-es-300x600-1.png\" class=\"attachment-large size-large wp-image-1642\" alt=\"\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/02\/generic-banners-protect-digital-life-v1-es-300x600-1.png 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/02\/generic-banners-protect-digital-life-v1-es-300x600-1-150x300.png 150w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/02\/generic-banners-protect-digital-life-v1-es-300x600-1-6x12.png 6w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Annonce<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e7943ef elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"7e7943ef\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTable des mati\u00e8res\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__7e7943ef\" aria-expanded=\"true\" aria-label=\"Ouvrir la table des mati\u00e8res\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__7e7943ef\" aria-expanded=\"true\" aria-label=\"Fermer la table des mati\u00e8res\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__7e7943ef\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewbox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f00da52 elementor-widget elementor-widget-heading\" data-id=\"1f00da52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Plus d'entr\u00e9es<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-346e2d74 elementor-grid-1 elementor-posts--thumbnail-left elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"346e2d74\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2113 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/gadgetingcar.com\/fr\/comparatif-des-5-meilleurs-adaptateurs-carplay-sans-fil-2026\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-300x200.webp\" class=\"attachment-medium size-medium wp-image-2125\" alt=\"Image principale pr\u00e9sentant cinq adaptateurs CarPlay sans fil sur un fond bleu fonc\u00e9, avec le texte \u201c\u00a0Meilleurs adaptateurs CarPlay sans fil\u00a0\u201d en blanc et bleu clair.\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-300x200.webp 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-1024x683.webp 1024w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-768x512.webp 768w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-18x12.webp 18w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-600x400.webp 600w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay.webp 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<p class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/gadgetingcar.com\/fr\/comparatif-des-5-meilleurs-adaptateurs-carplay-sans-fil-2026\/\" >\n\t\t\t\tLes 5 meilleurs adaptateurs CarPlay sans fil (comparatif 2026)\t\t\t<\/a>\n\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2107 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/gadgetingcar.com\/fr\/puedo-llevar-luces-led-ambient-light-o-neones-personalizados-en-el-coche\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-300x200.webp\" class=\"attachment-medium size-medium wp-image-2109\" alt=\"Am\u00e9nagement int\u00e9rieur d&#039;une voiture avec \u00e9clairage d&#039;ambiance LED, voiture avec n\u00e9ons abaiss\u00e9s et contr\u00f4le technique (ITV) concernant la l\u00e9galit\u00e9 des \u00e9clairages LED et n\u00e9on en Espagne.\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-300x200.webp 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-1024x683.webp 1024w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-768x512.webp 768w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-18x12.webp 18w, 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href=\"https:\/\/gadgetingcar.com\/fr\/les-3-meilleures-bornes-de-recharge-domestiques-pour-voitures-electriques\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-300x200.webp\" class=\"attachment-medium size-medium wp-image-2102\" alt=\"Image comparative des bornes de recharge domestiques pour voitures \u00e9lectriques\u00a0: Wallbox Pulsar Plus, Tesla Wall Connector et Schneider EVlink Home\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-300x200.webp 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-1024x683.webp 1024w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-768x512.webp 768w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-18x12.webp 18w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-600x400.webp 600w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga.webp 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<p class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/gadgetingcar.com\/fr\/les-3-meilleures-bornes-de-recharge-domestiques-pour-voitures-electriques\/\" >\n\t\t\t\tLes 3 meilleures bornes de recharge domestiques pour voitures \u00e9lectriques\t\t\t<\/a>\n\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2079 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/gadgetingcar.com\/fr\/les-amendes-les-plus-frequentes-pour-les-conducteurs-en-espagne-etudes-et-statistiques\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-300x200.webp\" class=\"attachment-medium size-medium wp-image-2087\" alt=\"Les amendes les plus courantes en Espagne\u00a0: contr\u00f4les de vitesse, contraventions de stationnement et infractions aux zones \u00e0 circulation restreinte (ZCE) en agglom\u00e9ration.\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-300x200.webp 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-1024x683.webp 1024w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-768x512.webp 768w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-18x12.webp 18w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-600x400.webp 600w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a.webp 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<p class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/gadgetingcar.com\/fr\/les-amendes-les-plus-frequentes-pour-les-conducteurs-en-espagne-etudes-et-statistiques\/\" >\n\t\t\t\tLes amendes les plus fr\u00e9quentes pour les conducteurs en Espagne (\u00e9tudes et statistiques)\t\t\t<\/a>\n\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21b6557f e-con-full e-flex e-con e-child\" data-id=\"21b6557f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-617736be elementor-widget elementor-widget-heading\" data-id=\"617736be\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Envoyer un message<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52aced9e elementor-button-align-end elementor-widget elementor-widget-form\" data-id=\"52aced9e\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" action=\"\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1725\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"52aced9e\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tNom\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Nom\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_1 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tAdresse \u00e9lectronique \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_1]\" id=\"form-field-field_1\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Adresse \u00e9lectronique \" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-long-arrow-alt-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M313.941 216H12c-6.627 0-12 5.373-12 12v56c0 6.627 5.373 12 12 12h301.941v46.059c0 21.382 25.851 32.09 40.971 16.971l86.059-86.059c9.373-9.373 9.373-24.569 0-33.941l-86.059-86.059c-15.119-15.119-40.971-4.411-40.971 16.971V216z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Envoyer<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"fr\"\/><\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f319c2f e-flex e-con-boxed e-con e-parent\" data-id=\"3f319c2f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44f3d6ac elementor-post-navigation-borders-yes elementor-widget elementor-widget-post-navigation\" data-id=\"44f3d6ac\" data-element_type=\"widget\" data-widget_type=\"post-navigation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation\">\n\t\t\t<div class=\"elementor-post-navigation__prev elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/gadgetingcar.com\/fr\/le-port-du-digicode-v16-du-gilet-ou-des-triangles-de-signalisation-est-il-obligatoire-en-espagne-en-2026\/\" rel=\"prev\"><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-prev\"><i class=\"fa fa-angle-double-left\" aria-hidden=\"true\"><\/i><span class=\"elementor-screen-only\">Pr\u00e9venir<\/span><\/span><span class=\"elementor-post-navigation__link__prev\"><span class=\"post-navigation__prev--label\">Pr\u00e9c\u00e9dent<\/span><span class=\"post-navigation__prev--title\">Est-il obligatoire de porter la balise V16, le gilet ou les triangles en 2026 (Espagne)\u00a0?<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation__separator-wrapper\">\n\t\t\t\t\t<div class=\"elementor-post-navigation__separator\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-post-navigation__next elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/gadgetingcar.com\/fr\/les-3-meilleures-bornes-de-recharge-domestiques-pour-voitures-electriques\/\" rel=\"next\"><span class=\"elementor-post-navigation__link__next\"><span class=\"post-navigation__next--label\">Suivant<\/span><span class=\"post-navigation__next--title\">Les 3 meilleures bornes de recharge domestiques pour voitures \u00e9lectriques<\/span><\/span><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-next\"><i class=\"fa fa-angle-double-right\" aria-hidden=\"true\"><\/i><span class=\"elementor-screen-only\">Suivant<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>L'assurance tous risques est le type d'assurance le plus complet propos\u00e9 par les compagnies d'assurance automobile. Bien qu'elle soit g\u00e9n\u00e9ralement plus ch\u00e8re que d'autres options telles que<\/p>","protected":false},"author":2,"featured_media":1733,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/08\/Soportes-de-Movil-para-el-Coche-9.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/posts\/1725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/comments?post=1725"}],"version-history":[{"count":4,"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/posts\/1725\/revisions"}],"predecessor-version":[{"id":1736,"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/posts\/1725\/revisions\/1736"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/media\/1733"}],"wp:attachment":[{"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/media?parent=1725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/categories?post=1725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gadgetingcar.com\/fr\/wp-json\/wp\/v2\/tags?post=1725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}