{"id":1725,"date":"2025-08-17T14:28:01","date_gmt":"2025-08-17T14:28:01","guid":{"rendered":"https:\/\/gadgetingcar.com\/?p=1725"},"modified":"2025-08-17T14:29:55","modified_gmt":"2025-08-17T14:29:55","slug":"co-obejmuje-kompleksowe-ubezpieczenie-jak-dziala-i-kiedy-sie-oplaca","status":"publish","type":"post","link":"https:\/\/gadgetingcar.com\/pl\/co-obejmuje-kompleksowe-ubezpieczenie-jak-dziala-i-kiedy-sie-oplaca\/","title":{"rendered":"Co obejmuje kompleksowe ubezpieczenie? Co to jest, jak dzia\u0142a i kiedy si\u0119 op\u0142aca?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1725\" class=\"elementor elementor-1725\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f5efcfc e-flex e-con-boxed e-con e-parent\" data-id=\"3f5efcfc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ab57fb7 elementor-widget elementor-widget-heading\" data-id=\"6ab57fb7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Co obejmuje kompleksowe ubezpieczenie? Co to jest, jak dzia\u0142a i kiedy si\u0119 op\u0142aca?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-555fa420 e-flex e-con-boxed e-con e-parent\" data-id=\"555fa420\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-21357cb8 e-con-full e-flex e-con e-child\" data-id=\"21357cb8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f84264a elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"6f84264a\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-fde9fb9 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/gadgetingcar.com\/pl\/2025\/08\/17\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>17 sierpnia, 2025 r.<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20e44cd5 elementor-widget elementor-widget-text-editor\" data-id=\"20e44cd5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"329\" data-end=\"703\">The <strong data-start=\"332\" data-end=\"356\">kompleksowe ubezpieczenie<\/strong> to najbardziej kompleksowy rodzaj ubezpieczenia oferowany przez firmy ubezpieczeniowe. Chocia\u017c jest ono zwykle dro\u017csze ni\u017c inne opcje, takie jak ubezpieczenie OC lub rozszerzone ubezpieczenie OC, zapewnia ono r\u00f3wnie\u017c kierowcy najwi\u0119kszy spok\u00f3j ducha, poniewa\u017c obejmuje praktycznie wszystkie uszkodzenia pojazdu, niezale\u017cnie od tego, czy wypadek by\u0142 spowodowany z winy kierowcy.<\/p><p data-start=\"705\" data-end=\"883\">W tym przewodniku wyja\u015bniamy <strong data-start=\"729\" data-end=\"770\">Jak dzia\u0142a kompleksowe ubezpieczenie<\/strong>Co obejmuje ubezpieczenie, kiedy najlepiej je wykupi\u0107 i odpowiadamy na najcz\u0119stsze w\u0105tpliwo\u015bci kierowc\u00f3w.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e1bafed elementor-widget elementor-widget-text-editor\" data-id=\"4e1bafed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"762\" data-end=\"798\">Czym jest kompleksowe ubezpieczenie?<\/h2><p data-start=\"929\" data-end=\"1085\">Kompleksowe ubezpieczenie to polisa, kt\u00f3ra obejmuje zar\u00f3wno szkody wyrz\u0105dzone osobom trzecim (obowi\u0105zkowe zgodnie z prawem w Hiszpanii), jak i szkody w samym ubezpieczonym poje\u017adzie.<\/p><p data-start=\"1087\" data-end=\"1258\">Oznacza to, \u017ce nawet w razie wypadku z w\u0142asnej winy, firma zap\u0142aci za napraw\u0119 samochodu, co nie ma miejsca w przypadku innych, bardziej podstawowych rodzaj\u00f3w ubezpiecze\u0144.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3509a297 elementor-widget elementor-widget-text-editor\" data-id=\"3509a297\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"1265\" data-end=\"1305\">Co obejmuje kompleksowe ubezpieczenie?<\/h2><p data-start=\"1307\" data-end=\"1403\">Chocia\u017c poszczeg\u00f3lni ubezpieczyciele mog\u0105 r\u00f3\u017cni\u0107 si\u0119 w szczeg\u00f3\u0142ach, kompleksowe ubezpieczenie zazwyczaj obejmuje:<\/p><ul data-start=\"1405\" data-end=\"2039\"><li data-start=\"1405\" data-end=\"1491\"><p data-start=\"1407\" data-end=\"1491\"><strong data-start=\"1409\" data-end=\"1427\">Uszkodzenia w\u0142asne:<\/strong> naprawa pojazdu, nawet je\u015bli wypadek nast\u0105pi\u0142 z Twojej winy.<\/p><\/li><li data-start=\"1492\" data-end=\"1554\"><p data-start=\"1494\" data-end=\"1554\"><strong data-start=\"1496\" data-end=\"1517\">Szkody wyrz\u0105dzone osobom trzecim:<\/strong> obowi\u0105zkowa odpowiedzialno\u015b\u0107 cywilna.<\/p><\/li><li data-start=\"1555\" data-end=\"1629\"><p data-start=\"1557\" data-end=\"1629\"><strong data-start=\"1559\" data-end=\"1574\">Kolizje:<\/strong> z innymi pojazdami, zwierz\u0119tami lub elementami infrastruktury drogowej.<\/p><\/li><li data-start=\"1630\" data-end=\"1695\"><p data-start=\"1632\" data-end=\"1695\"><strong data-start=\"1634\" data-end=\"1643\">Kradzie\u017c:<\/strong> odszkodowanie za ca\u0142kowit\u0105 lub cz\u0119\u015bciow\u0105 kradzie\u017c samochodu.<\/p><\/li><li data-start=\"1696\" data-end=\"1756\"><p data-start=\"1698\" data-end=\"1756\"><strong data-start=\"1700\" data-end=\"1713\">Ogie\u0144:<\/strong> uszkodze\u0144 spowodowanych po\u017carem lub wybuchem.<\/p><\/li><li data-start=\"1757\" data-end=\"1823\"><p data-start=\"1759\" data-end=\"1823\"><strong data-start=\"1761\" data-end=\"1785\">Zjawiska naturalne:<\/strong> grad, powodzie, wiatr itp.<\/p><\/li><li data-start=\"1824\" data-end=\"1894\"><p data-start=\"1826\" data-end=\"1894\"><strong data-start=\"1828\" data-end=\"1848\">St\u0142uczenie szk\u0142a:<\/strong> przednia szyba, okna lub dach panoramiczny.<\/p><\/li><li data-start=\"1895\" data-end=\"1983\"><p data-start=\"1897\" data-end=\"1983\"><strong data-start=\"1899\" data-end=\"1927\">Pomoc drogowa:<\/strong> holowania, ratowania lub transportu uszkodzonego pojazdu.<\/p><\/li><li data-start=\"1984\" data-end=\"2039\"><p data-start=\"1986\" data-end=\"2039\"><strong data-start=\"1988\" data-end=\"2015\">Pojazd zast\u0119pczy<\/strong> (w niekt\u00f3rych polisach).<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c064838 elementor-widget elementor-widget-text-editor\" data-id=\"1c064838\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2046\" data-end=\"2080\">Rodzaje kompleksowych ubezpiecze\u0144<\/h2><p data-start=\"2082\" data-end=\"2120\">Istniej\u0105 dwie g\u0142\u00f3wne metody:<\/p><ol data-start=\"2122\" data-end=\"2560\"><li data-start=\"2122\" data-end=\"2356\"><p data-start=\"2125\" data-end=\"2166\"><strong data-start=\"2125\" data-end=\"2164\">W pe\u0142ni kompleksowe ubezpieczenie z franszyz\u0105<\/strong><\/p><ul data-start=\"2170\" data-end=\"2356\"><li data-start=\"2170\" data-end=\"2240\"><p data-start=\"2172\" data-end=\"2240\">P\u0142acisz sta\u0142\u0105 cz\u0119\u015b\u0107 koszt\u00f3w naprawy (np. 200 lub 300 euro).<\/p><\/li><li data-start=\"2244\" data-end=\"2285\"><p data-start=\"2246\" data-end=\"2285\">W zamian roczna sk\u0142adka jest ni\u017csza.<\/p><\/li><li data-start=\"2289\" data-end=\"2356\"><p data-start=\"2291\" data-end=\"2356\">Idealny dla kierowc\u00f3w, kt\u00f3rzy nie zg\u0142aszaj\u0105 si\u0119 cz\u0119sto.<\/p><\/li><\/ul><\/li><li data-start=\"2358\" data-end=\"2560\"><p data-start=\"2361\" data-end=\"2402\"><strong data-start=\"2361\" data-end=\"2400\">W pe\u0142ni kompleksowe ubezpieczenie bez udzia\u0142u w\u0142asnego<\/strong><\/p><ul data-start=\"2406\" data-end=\"2560\"><li data-start=\"2406\" data-end=\"2473\"><p data-start=\"2408\" data-end=\"2473\">Firma pokrywa koszty naprawy 100% bez dodatkowych koszt\u00f3w.<\/p><\/li><li data-start=\"2477\" data-end=\"2508\"><p data-start=\"2479\" data-end=\"2508\">Roczna sk\u0142adka jest wy\u017csza.<\/p><\/li><li data-start=\"2512\" data-end=\"2560\"><p data-start=\"2514\" data-end=\"2560\">Idealny dla nowych lub warto\u015bciowych samochod\u00f3w.<\/p><\/li><\/ul><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f7cba66 elementor-widget elementor-widget-text-editor\" data-id=\"2f7cba66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2567\" data-end=\"2605\">Zalety kompleksowego ubezpieczenia<\/h2><ul data-start=\"2607\" data-end=\"2890\"><li data-start=\"2607\" data-end=\"2668\"><p data-start=\"2609\" data-end=\"2668\">Maksimum <strong data-start=\"2616\" data-end=\"2632\">spok\u00f3j ducha<\/strong> pokrywaj\u0105c szkody w\u0142asne i innych os\u00f3b.<\/p><\/li><li data-start=\"2669\" data-end=\"2729\"><p data-start=\"2671\" data-end=\"2729\">Pe\u0142na ochrona dla <strong data-start=\"2693\" data-end=\"2726\">nowe lub warto\u015bciowe samochody<\/strong>.<\/p><\/li><li data-start=\"2730\" data-end=\"2820\"><p data-start=\"2732\" data-end=\"2820\">Zawiera <strong data-start=\"2740\" data-end=\"2763\">wi\u0119cej us\u0142ug dodatkowych<\/strong> (pojazd zast\u0119pczy, natychmiastowa pomoc itp.).<\/p><\/li><li data-start=\"2821\" data-end=\"2890\"><p data-start=\"2823\" data-end=\"2890\">Idealny dla kierowc\u00f3w, kt\u00f3rzy korzystaj\u0105 z samochodu codziennie lub du\u017co podr\u00f3\u017cuj\u0105.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54cba0c1 elementor-widget elementor-widget-text-editor\" data-id=\"54cba0c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2897\" data-end=\"2938\">Wady kompleksowego ubezpieczenia<\/h2><ul data-start=\"2940\" data-end=\"3165\"><li data-start=\"2940\" data-end=\"2992\"><p data-start=\"2942\" data-end=\"2992\"><strong data-start=\"2945\" data-end=\"2967\">Wy\u017csza cena<\/strong> ni\u017c inne metody.<\/p><\/li><li data-start=\"2993\" data-end=\"3071\"><p data-start=\"2995\" data-end=\"3071\">Mo\u017ce si\u0119 nie op\u0142aca\u0107 dla samochod\u00f3w <strong data-start=\"3029\" data-end=\"3068\">stare lub o niskiej warto\u015bci rynkowej<\/strong>.<\/p><\/li><li data-start=\"3072\" data-end=\"3165\"><p data-start=\"3074\" data-end=\"3165\">Niekt\u00f3rzy ubezpieczyciele stosuj\u0105 <strong data-start=\"3103\" data-end=\"3117\">franczyza<\/strong>co wi\u0105\u017ce si\u0119 z pokryciem cz\u0119\u015bci koszt\u00f3w naprawy.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19d288fa elementor-widget elementor-widget-text-editor\" data-id=\"19d288fa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3172\" data-end=\"3234\">Kiedy warto wykupi\u0107 kompleksowe ubezpieczenie?<\/h2><p data-start=\"3236\" data-end=\"3288\">Og\u00f3lnie rzecz bior\u0105c, ten rodzaj ubezpieczenia jest wyp\u0142acany, gdy:<\/p><ul data-start=\"3290\" data-end=\"3560\"><li data-start=\"3290\" data-end=\"3340\"><p data-start=\"3292\" data-end=\"3340\">Tw\u00f3j samoch\u00f3d jest <strong data-start=\"3304\" data-end=\"3337\">nowe lub maj\u0105ce mniej ni\u017c 5 lat<\/strong>.<\/p><\/li><li data-start=\"3341\" data-end=\"3411\"><p data-start=\"3343\" data-end=\"3411\">Jest to <strong data-start=\"3349\" data-end=\"3380\">pojazd \u015bredniego zasi\u0119gu<\/strong> lub o wysokiej warto\u015bci rynkowej.<\/p><\/li><li data-start=\"3412\" data-end=\"3491\"><p data-start=\"3414\" data-end=\"3491\">Intensywnie korzystasz z samochodu i chcesz by\u0107 chroniony przez ca\u0142y czas.<\/p><\/li><li data-start=\"3492\" data-end=\"3560\"><p data-start=\"3494\" data-end=\"3560\">Preferowa\u0107 <strong data-start=\"3504\" data-end=\"3536\">nie podejmowa\u0107 ryzyka finansowego<\/strong> w razie wypadku.<\/p><\/li><\/ul><p data-start=\"3562\" data-end=\"3712\">Je\u015bli Tw\u00f3j samoch\u00f3d ma wi\u0119cej ni\u017c 8-10 lat lub ma nisk\u0105 warto\u015b\u0107, zwykle si\u0119 to nie op\u0142aca, poniewa\u017c odszkodowanie mo\u017ce by\u0107 ni\u017csze ni\u017c kwota zap\u0142acona za polis\u0119.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a9bd726 elementor-widget elementor-widget-heading\" data-id=\"1a9bd726\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Najcz\u0119\u015bciej zadawane pytania dotycz\u0105ce kompleksowego ubezpieczenia (FAQ)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eb5fee3 elementor-widget elementor-widget-n-accordion\" data-id=\"7eb5fee3\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Akordeon. Otwieranie \u0142\u0105czy za pomoc\u0105 klawisza Enter lub spacji, zamykanie za pomoc\u0105 klawisza Escape i nawigacja za pomoc\u0105 klawiszy strza\u0142ek\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2120\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2120\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Co to znaczy, \u017ce polisa ubezpieczeniowa ma udzia\u0142 w\u0142asny? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2120\" class=\"elementor-element elementor-element-1f7adb6f e-con-full e-flex e-con e-child\" data-id=\"1f7adb6f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-452f2b83 elementor-widget elementor-widget-text-editor\" data-id=\"452f2b83\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3776\" data-end=\"4027\">Przy ka\u017cdym zg\u0142oszeniu szkody b\u0119dziesz musia\u0142 zap\u0142aci\u0107 sta\u0142\u0105 kwot\u0119 (np. 200 EUR). Je\u015bli naprawa kosztuje mniej ni\u017c ta kwota, p\u0142acisz za ni\u0105; je\u015bli kosztuje wi\u0119cej, ubezpieczyciel pokrywa r\u00f3\u017cnic\u0119.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2121\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2121\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy kompleksowe ubezpieczenie obejmuje wypadek z mojej winy? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2121\" class=\"elementor-element elementor-element-40b927dd e-con-full e-flex e-con e-child\" data-id=\"40b927dd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39df4a41 elementor-widget elementor-widget-text-editor\" data-id=\"39df4a41\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 [&quot;list&quot;,{&quot;spread&quot;:false,&quot;start&quot;:3245,&quot;end&quot;:3412},&quot;regular_list_item&quot;,{&quot;start&quot;:3245,&quot;end&quot;:3412}]\">Tak, to du\u017ca r\u00f3\u017cnica w por\u00f3wnaniu z ubezpieczeniem OC. Nawet je\u015bli wypadek nast\u0105pi\u0142 z Twojej winy, Tw\u00f3j samoch\u00f3d b\u0119dzie chroniony.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2122\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2122\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy kompleksowe ubezpieczenie obejmuje ca\u0142kowit\u0105 kradzie\u017c samochodu? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2122\" class=\"elementor-element elementor-element-461c51d3 e-con-full e-flex e-con e-child\" data-id=\"461c51d3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a1e2352 elementor-widget elementor-widget-text-editor\" data-id=\"6a1e2352\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4222\" data-end=\"4390\">Tak, odszkodowanie jest zwykle uwzgl\u0119dniane w przypadku kradzie\u017cy ca\u0142kowitej, a tak\u017ce kradzie\u017cy cz\u0119\u015bci lub akcesori\u00f3w.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2123\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2123\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Co si\u0119 stanie, je\u015bli m\u00f3j samoch\u00f3d zostanie uznany za ca\u0142kowicie utracony? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2123\" class=\"elementor-element elementor-element-11f2a777 e-flex e-con-boxed e-con e-child\" data-id=\"11f2a777\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77211e6b elementor-widget elementor-widget-text-editor\" data-id=\"77211e6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ubezpieczyciel wyp\u0142aci odszkodowanie zgodnie z warto\u015bci\u0105 pojazdu. W przypadku nowych samochod\u00f3w (maj\u0105cych mniej ni\u017c 2 lata) obejmuje ono zazwyczaj <strong data-start=\"4563\" data-end=\"4581\">nowa warto\u015b\u0107<\/strong>W starszych samochodach <strong data-start=\"4610\" data-end=\"4625\">warto\u015b\u0107 rynkowa<\/strong> (cena rynkowa w momencie zg\u0142oszenia roszczenia).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2124\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2124\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy mog\u0119 w przysz\u0142o\u015bci zmieni\u0107 ubezpieczenie z all risks na third party? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2124\" class=\"elementor-element elementor-element-5f32d612 e-flex e-con-boxed e-con e-child\" data-id=\"5f32d612\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14092732 elementor-widget elementor-widget-text-editor\" data-id=\"14092732\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4678\" data-end=\"4883\">Tak, wielu kierowc\u00f3w wykupuje kompleksowe ubezpieczenie na pierwsze 4-5 lat, a nast\u0119pnie przechodzi na rozszerzone ubezpieczenie OC, gdy samoch\u00f3d straci ju\u017c na warto\u015bci.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\n    \"@context\": \"https:\\\/\\\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"mainEntity\": [\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfQu\\u00e9 significa que un seguro es con franquicia?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"Que en cada parte de da\\u00f1os tendr\\u00e1s que pagar una cantidad fija (ejemplo: 200 \\u20ac). Si la reparaci\\u00f3n cuesta menos que esa cantidad, la pagas t\\u00fa; si cuesta m\\u00e1s, la aseguradora cubre la diferencia.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfEl seguro a todo riesgo cubre si el accidente es culpa m\\u00eda?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"S\\u00ed. Es la gran diferencia frente a un seguro a terceros. Aunque el siniestro sea culpa tuya, tu coche estar\\u00e1 protegido.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfEl seguro a todo riesgo cubre el robo total del coche?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"S\\u00ed, normalmente se incluye la indemnizaci\\u00f3n por robo total y tambi\\u00e9n por robo de piezas o accesorios.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfQu\\u00e9 pasa si mi coche es declarado siniestro total?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"La aseguradora te indemnizar\\u00e1 seg\\u00fan el valor del veh\\u00edculo. En coches nuevos (menos de 2 a\\u00f1os) suele cubrir el valor de nuevo; en coches m\\u00e1s antiguos, el valor venal (precio de mercado en el momento del siniestro).\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"\\u00bfPuedo cambiar de todo riesgo a terceros en el futuro?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"S\\u00ed, muchos conductores contratan todo riesgo los primeros 4-5 a\\u00f1os y luego cambian a terceros ampliado cuando el coche ya ha perdido valor.\"\n            }\n        }\n    ]\n}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54760dd2 e-con-full e-flex e-con e-child\" data-id=\"54760dd2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-26ec1b6a e-con-full e-flex e-con e-child\" data-id=\"26ec1b6a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-887a862 elementor-widget elementor-widget-heading\" data-id=\"887a862\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Udost\u0119pnij:<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-606f957c elementor-share-buttons--view-icon elementor-share-buttons--skin-boxed elementor-share-buttons--align-right elementor-share-buttons--color-custom elementor-share-buttons--shape-square elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"606f957c\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_facebook\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Udost\u0119pnij na Facebooku\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-facebook\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_twitter\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Udost\u0119pnij na Twitterze\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-twitter\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M459.37 151.716c.325 4.548.325 9.097.325 13.645 0 138.72-105.583 298.558-298.558 298.558-59.452 0-114.68-17.219-161.137-47.106 8.447.974 16.568 1.299 25.34 1.299 49.055 0 94.213-16.568 130.274-44.832-46.132-.975-84.792-31.188-98.112-72.772 6.498.974 12.995 1.624 19.818 1.624 9.421 0 18.843-1.3 27.614-3.573-48.081-9.747-84.143-51.98-84.143-102.985v-1.299c13.969 7.797 30.214 12.67 47.431 13.319-28.264-18.843-46.781-51.005-46.781-87.391 0-19.492 5.197-37.36 14.294-52.954 51.655 63.675 129.3 105.258 216.365 109.807-1.624-7.797-2.599-15.918-2.599-24.04 0-57.828 46.782-104.934 104.934-104.934 30.213 0 57.502 12.67 76.67 33.137 23.715-4.548 46.456-13.32 66.599-25.34-7.798 24.366-24.366 44.833-46.132 57.827 21.117-2.273 41.584-8.122 60.426-16.243-14.292 20.791-32.161 39.308-52.628 54.253z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_linkedin\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Udost\u0119pnij na linkedin\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-linkedin\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47720522 elementor-widget elementor-widget-image\" data-id=\"47720522\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/go.nordvpn.net\/aff_c?offer_id=15&#038;aff_id=128000&#038;url_id=902\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"600\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/02\/generic-banners-protect-digital-life-v1-es-300x600-1.png\" class=\"attachment-large size-large wp-image-1642\" alt=\"\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/02\/generic-banners-protect-digital-life-v1-es-300x600-1.png 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/02\/generic-banners-protect-digital-life-v1-es-300x600-1-150x300.png 150w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/02\/generic-banners-protect-digital-life-v1-es-300x600-1-6x12.png 6w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Og\u0142oszenie<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e7943ef elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"7e7943ef\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tSpis tre\u015bci\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__7e7943ef\" aria-expanded=\"true\" aria-label=\"Otw\u00f3rz spis tre\u015bci\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__7e7943ef\" aria-expanded=\"true\" aria-label=\"Zamknij spis tre\u015bci\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__7e7943ef\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewbox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f00da52 elementor-widget elementor-widget-heading\" data-id=\"1f00da52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Wi\u0119cej wpis\u00f3w<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-346e2d74 elementor-grid-1 elementor-posts--thumbnail-left elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"346e2d74\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2113 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/gadgetingcar.com\/pl\/porownanie-5-najlepszych-bezprzewodowych-adapterow-carplay-w-2026-r\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-300x200.webp\" class=\"attachment-medium size-medium wp-image-2125\" alt=\"Zdj\u0119cie g\u0142\u00f3wne przedstawia pi\u0119\u0107 bezprzewodowych adapter\u00f3w CarPlay na ciemnoniebieskim tle z tekstem \u201cBest Wireless CarPlay Adapters\u201d w kolorze bia\u0142ym i jasnoniebieskim.\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-300x200.webp 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-1024x683.webp 1024w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-768x512.webp 768w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-18x12.webp 18w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay-600x400.webp 600w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Adaptadores-Carplay.webp 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<p class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/gadgetingcar.com\/pl\/porownanie-5-najlepszych-bezprzewodowych-adapterow-carplay-w-2026-r\/\" >\n\t\t\t\t5 najlepszych bezprzewodowych adapter\u00f3w CarPlay (por\u00f3wnanie z 2026 r.)\t\t\t<\/a>\n\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2107 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/gadgetingcar.com\/pl\/moge-miec-w-samochodzie-niestandardowe-oswietlenie-otoczenia-led-lub-swiatla-neonowe\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-300x200.webp\" class=\"attachment-medium size-medium wp-image-2109\" alt=\"Instalacja o\u015bwietlenia wn\u0119trza samochodu z wykorzystaniem diod LED, samoch\u00f3d z dolnym o\u015bwietleniem neonowym i kontrola ITV, dotycz\u0105ca legalno\u015bci o\u015bwietlenia LED i neonowego w Hiszpanii.\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-300x200.webp 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-1024x683.webp 1024w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-768x512.webp 768w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-18x12.webp 18w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche-600x400.webp 600w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Luces-LED-ambient-light-y-neones-en-el-coche.webp 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<p class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/gadgetingcar.com\/pl\/moge-miec-w-samochodzie-niestandardowe-oswietlenie-otoczenia-led-lub-swiatla-neonowe\/\" >\n\t\t\t\tCzy mog\u0119 zamontowa\u0107 w swoim samochodzie niestandardowe \u015bwiat\u0142a LED, \u015bwiat\u0142a nastrojowe lub neonowe?\t\t\t<\/a>\n\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2094 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/gadgetingcar.com\/pl\/3-najlepsze-domowe-stacje-ladowania-samochodow-elektrycznych\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-300x200.webp\" class=\"attachment-medium size-medium wp-image-2102\" alt=\"Obraz por\u00f3wnawczy domowych \u0142adowarek do samochod\u00f3w elektrycznych: Wallbox Pulsar Plus, Tesla Wall Connector i Schneider EVlink Home\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-300x200.webp 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-1024x683.webp 1024w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-768x512.webp 768w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-18x12.webp 18w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga-600x400.webp 600w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/Mejores-estaciones-de-carga.webp 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<p class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/gadgetingcar.com\/pl\/3-najlepsze-domowe-stacje-ladowania-samochodow-elektrycznych\/\" >\n\t\t\t\t3 najlepsze domowe stacje \u0142adowania samochod\u00f3w elektrycznych\t\t\t<\/a>\n\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2079 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/gadgetingcar.com\/pl\/multas-mas-comunes-a-conductores-en-espana-estudios-y-estadisticas\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-300x200.webp\" class=\"attachment-medium size-medium wp-image-2087\" alt=\"Najcz\u0119stsze mandaty w Hiszpanii: fotoradar, mandat za parkowanie i kontrola strefy ZBE na obszarach miejskich\" srcset=\"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-300x200.webp 300w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-1024x683.webp 1024w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-768x512.webp 768w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-18x12.webp 18w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a-600x400.webp 600w, https:\/\/gadgetingcar.com\/wp-content\/uploads\/2026\/01\/20a6ce20-f500-4c31-a992-11b2f790ad0a.webp 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<p class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/gadgetingcar.com\/pl\/multas-mas-comunes-a-conductores-en-espana-estudios-y-estadisticas\/\" >\n\t\t\t\tNajcz\u0119stsze mandaty dla kierowc\u00f3w w Hiszpanii (badania i statystyki)\t\t\t<\/a>\n\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21b6557f e-con-full e-flex e-con e-child\" data-id=\"21b6557f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-617736be elementor-widget elementor-widget-heading\" data-id=\"617736be\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Wy\u015blij wiadomo\u015b\u0107<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52aced9e elementor-button-align-end elementor-widget elementor-widget-form\" data-id=\"52aced9e\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" action=\"\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1725\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"52aced9e\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tNazwa\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Nazwa\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_1 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tAdres e-mail \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_1]\" id=\"form-field-field_1\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Adres e-mail \" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-long-arrow-alt-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M313.941 216H12c-6.627 0-12 5.373-12 12v56c0 6.627 5.373 12 12 12h301.941v46.059c0 21.382 25.851 32.09 40.971 16.971l86.059-86.059c9.373-9.373 9.373-24.569 0-33.941l-86.059-86.059c-15.119-15.119-40.971-4.411-40.971 16.971V216z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Wy\u015blij<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"pl\"\/><\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f319c2f e-flex e-con-boxed e-con e-parent\" data-id=\"3f319c2f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44f3d6ac elementor-post-navigation-borders-yes elementor-widget elementor-widget-post-navigation\" data-id=\"44f3d6ac\" data-element_type=\"widget\" data-widget_type=\"post-navigation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation\">\n\t\t\t<div class=\"elementor-post-navigation__prev elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/gadgetingcar.com\/pl\/czy-w-2026-roku-w-hiszpanii-obowiazkowe-bedzie-noszenie-nadajnikow-v16-kamizelek-lub-trojkatow\/\" rel=\"prev\"><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-prev\"><i class=\"fa fa-angle-double-left\" aria-hidden=\"true\"><\/i><span class=\"elementor-screen-only\">Prev<\/span><\/span><span class=\"elementor-post-navigation__link__prev\"><span class=\"post-navigation__prev--label\">Poprzedni<\/span><span class=\"post-navigation__prev--title\">Czy w roku 2026 (Hiszpania) obowi\u0105zkowe b\u0119dzie noszenie nadajnika V16, kamizelki lub tr\u00f3jk\u0105t\u00f3w odblaskowych?<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation__separator-wrapper\">\n\t\t\t\t\t<div class=\"elementor-post-navigation__separator\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-post-navigation__next elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/gadgetingcar.com\/pl\/3-najlepsze-domowe-stacje-ladowania-samochodow-elektrycznych\/\" rel=\"next\"><span class=\"elementor-post-navigation__link__next\"><span class=\"post-navigation__next--label\">Nast\u0119pny<\/span><span class=\"post-navigation__next--title\">3 najlepsze domowe stacje \u0142adowania samochod\u00f3w elektrycznych<\/span><\/span><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-next\"><i class=\"fa fa-angle-double-right\" aria-hidden=\"true\"><\/i><span class=\"elementor-screen-only\">Nast\u0119pny<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Kompleksowe ubezpieczenie jest najbardziej wszechstronnym rodzajem ubezpieczenia oferowanym przez firmy ubezpieczeniowe. Chocia\u017c jest ono zazwyczaj dro\u017csze ni\u017c inne opcje, takie jak<\/p>","protected":false},"author":2,"featured_media":1733,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/gadgetingcar.com\/wp-content\/uploads\/2025\/08\/Soportes-de-Movil-para-el-Coche-9.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/posts\/1725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/comments?post=1725"}],"version-history":[{"count":4,"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/posts\/1725\/revisions"}],"predecessor-version":[{"id":1736,"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/posts\/1725\/revisions\/1736"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/media\/1733"}],"wp:attachment":[{"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/media?parent=1725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/categories?post=1725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gadgetingcar.com\/pl\/wp-json\/wp\/v2\/tags?post=1725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}